SERVICES TO INDIVIDUALS

Winter Rule provides a highly confidential range of services to individuals, all of which are designed to give both peace-of-mind and maximise tax efficiency. We take a proactive approach to tax mitigation.

Winter Rule provides a comprehensive range of services to individuals, all of which are designed to combine freedom from worry with continuing personal control over assets. Strict confidentiality is the hallmark of our service - a characteristic which complements the reputation for integrity and personal attention that Winter Rule has built since the 1920s.

We make sure your affairs comply with complex regulatory requirements

Matters of personal finance are made more complex by the myriad statutory and regulatory requirements that apply to them. At Winter Rule, we remain fully conversant with all these requirements to ensure that all compliance headaches are taken away from you. Every service we undertake is carried out in strict accordance with the stipulations of the law.

Let us ensure your tax return is completed correctly

For most people with anything but the most simple financial affairs, the advent of self-assessment has done nothing to diminish the difficulties of completing a tax return correctly. Yet it is essential that such issues as investment income, rental properties, income from trusts and the buying and selling of assets are dealt with in the correct manner. Winter Rule’s specialist taxation department has a thorough understanding of all the implications involved and can complete the return correctly on your behalf.

We relish the task of minimising your tax bill

In numerous cases Winter Rule is able to reorganise individual clients’ tax affairs in such a way that significant reductions in the overall tax bill can be achieved. Among the numerous options that might be considered to achieve this are rollover relief, enterprise investment relief, taper relief, holdover relief and property letting reliefs.

With Winter Rule, you’ll know in advance what your tax liability is

When we ask you to sign a tax return we have completed on your behalf, we’ll also notify you exactly what your liability for the coming year will be. So you’ll be able to budget ahead without getting any nasty surprises. We’ll also ensure that your return is sent to the Inland Revenue well within the specified deadline so that you’ll never have to pay the increasingly strict penalties for a late submission.

We can help you plan for the future with complete peace of mind

Such issues as inheritance tax and potential nursing home fees cause many people a lot of anxiety. However, Winter Rule can alleviate most of those worries by helping you plan for the future in a manner that leaves you fully in control of your current lifestyle. We can, for example, help you set up a trust that will reduce your inheritance tax liability while leaving you in charge of the assets involved.

We’ll also let you know what the future holds before it happens

The rules of taxation and other statutory and regulatory requirements are regularly being modified. Winter Rule constantly monitors these changes and will notify you well in advance of how they might affect your affairs. You need never be caught out by the unexpected.

We tell you in advance what our costs will be

We are happy to agree a fixed fee for the preparation of a tax return and advice on the mitigation of tax liabilities. Frequently, the savings we achieve on your tax bill will more than cover this fee. Any additional services we provide will be billed separately, but will always be notified in advance so that you will always know exactly where you stand.

Our tax investigation service offers valuable protection. We have negotiated a very favourable arrangement which enables our clients to protect themselves against costs incurred in defending and dealing with certain H M Revenue and Customs enquiries. For more details, click on this link – Tax Investigation Service.

Winter Rule offers a full personal financial planning service 

In addition to taxation and compliance services, Winter Rule also has a specialist and fully-regulated personal financial planning department. This provides impartial expertise and advice on life assurance, pensions and investments.

However complicated your affairs, we can sort everything out

Winter Rule has expertise in numerous specialist areas of personal finance. Whether you are a Lloyds ‘Name’ or have been working overseas, we can advise on appropriate tax arrangements. Through a system of shared practices and methodology, we enjoy the support of an international firm of accountants for those highly specialised areas in which we do not have in-house expertise.

Contact

John Endacott at Truro