Financial Planning

At Francis Clark with Winter Rule we can advise our clients on a broad range of financial planning matters. Whilst we are not authorised by the Financial Services Authority to advise on specific investment products we can instead offer impartial generic financial planning advice on the impact of a particular type of investment. Authorised Independent financial advice can be provided through our sister company, Winter Rule Financial Planning Ltd.

For individuals we advise on the effect of investments and tax shelters on their personal tax positions as well as offering assistance with general areas of personal financial planning advice.

For business owners whether sole traders, partners or company directors we offer advice in key areas such as the preparation of budgets and ensuring that personal and business financing are structured as tax efficiently as possible and at the most competitive rate.

All of this advice is delivered with the full knowledge of our client’s affairs, both personal and business. This ensures that all aspects are considered, in particular tax efficiency as we have full access to details of our client’s tax affairs.

A lot of the work that we do in this area is generated by other more routine work undertaken for clients. Our staff are trained to identify potential savings and efficiencies that can be made and then bring these to our client’s attention. In this way we hope to add value to what is otherwise routine compliance work.

Having identified an opportunity that requires the services of an appropriately qualified independent financial adviser we are happy to work with client’s existing advisers or make an introduction to a suitably qualified and authorised adviser.

Furthermore clients can rest assured that our advice is given with a long term relationship in mind with our clients and any adviser that we recommend shares this ethos with us.